We boast over 20 years of experience in intelligence gathering for clients all over the world.



Uncover the truth with the world’s most accurate lie detector test!

Need the truth? 

Extensive background investigations conducted globally. 

Do you suspect your partner may be having an affair? We can

Need to find someone?

We specialise in tracing people. Reach out to us today.

Insurance Fraud Investigator

Here at PIUK, we take great pride in having a committed group of highly qualified and experienced insurance fraud investigators who work directly with insurance providers to address the ever-present problem of insurance fraud. We rigorously analyse claims emerging from varied circumstances using cutting-edge tools and methodologies, leaving no place for fraudsters to hide.

Types of Fraud Investigation

Our team of skilled private investigators offers a wide range of investigation services and custom solutions to handle different problems. We can produce trustworthy results that allow you to make wise decisions because of our unwavering dedication and commitment to excellence. Discover the investigational specialities we offer:

No matter how complicated the circumstance, you can count on PIUK to offer discreet, expert, and professional investigation services. With our team on your side, you benefit from customised solutions and reliable outcomes.
We can provide you with professional insurance fraud investigation services to assist you in facing your problems head-on. To discuss your unique needs and begin the resolution process, get in touch with us right away.

What does an Insurance Fraud Investigator Do?

Our insurance fraud detectives don’t stop at anything in search of the truth and justice. We are dedicated to gathering strong evidence that reveals false insurance claims to defend our customers against dishonest actions. While it may initially appear difficult to demonstrate that a claim is false, our investigators have the skill and tenacity to handle the challenge.

PIUK is your dependable partner in the fight against insurance fraud; we have the skills and expertise to take on even the most challenging fraud cases and get accurate results.

Background Checks

We consider background checks to be an essential first step for our insurance investigators. We go above and beyond the services provided by internet companies, examining various facets of a person’s background to give you a thorough and in-depth report. Our comprehensive background checks cover the following things:

Working History:

Our detectives examine the person’s employment history, closely examining the specifics of their past employment, absences from the workforce, and background in their field of expertise.

Insurance Claims in the Past:

Our background checks must consider previous insurance claims since they could reveal patterns of behaviour that are questionable or recurrent.

Personal Background:

We thoroughly investigate each person’s past, including their date of birth, educational background, prior residences, marital status, number of children, and any previous divorces.

Criminal History:

To evaluate a person’s integrity and reliability, our detectives thoroughly review court appearances, outcomes, jail terms, and any other relevant criminal history.
In today’s always-connected society, social media can be a useful tool for determining someone’s sincerity and reliability. Our detectives use social media sites to find out more details that can help them create a convincing defence against false accusations.

Insurance Claims Investigator

Insurance Fraud Investigators

We offer surveillance services to help detect insurance fraud, both to insurance companies and the public. This kind of fraud is one of the most common crimes committed in the UK, with many people falsely believing that there are no victims.

The truth is, with over a billion pounds worth of false claims made in the UK every year and an estimated further 20% going undetected, insurance fraud hurts everyone.

At Private Investigations UK, we are dedicated to limiting the damage that rogue claimants can inflict. Give us a call on 0800 002 9858 to discuss how we can help you uncover insurance fraud.

Additional Techniques Applied by an Insurance Fraud Investigator

Our private investigators work together with other companies, such as phone service providers, making use of technologies such as vehicle tracking and covert cameras. In addition to conducting comprehensive background checks, our detectives will also:


• Monitor the Subject via conducting surveillance
• Speak with witnesses
• Collect and validate evidence
• Use profiling methods
• Make use of algorithm analysis and digital analytics
• Examine damaged property, cars, and structures
• Collaborate with other parties that are involved, such as the police

Proving the Fraud:

In many instances, injuries incurred as a consequence of a collision are not as severe as they are claimed to be since the injuries were caused by injuries sustained while driving. The purpose of the insurance fraud investigator’s work is to demonstrate this by accumulating evidence throughout the course of additional insurance fraud investigations. Investigations into insurance fraud attempt to look deeper than what is shown on the surface of a claim and report their findings to the insurance company. The sheer existence of an insurance fraud investigator is seen by the industry as a deterrent in and of itself.

Planned Accidents:

We fight the threat of artificial and falsified accidents with vigilance. Honest road users are significantly threatened by fraudsters who engineer collisions to take advantage of insurance systems. To find fraudulent schemes, our knowledgeable Insurance Fraud Investigators use surveillance, in-depth background checks, and intuition. We defend innocent victims and uphold the honesty of the insurance business by exposing the truth behind manufactured incidents. We prevent scammers and make sure that everyone travels on safer roads by taking a proactive approach and working together.

Types Of Insurance Fraud

How Does Insurance Fraud Work?

Understanding how insurance fraud works is key to navigating and combating this pervasive issue; here are some common types of insurance fraud.

Ghost Brokers

Ghost brokers falsely represent themselves as insurance providers and deceive people into buying insurance that doesn’t actually protect them. Either they alter actual insurance papers using false details to sell them or create fake policies that look real but don’t work when needed. Either way, these counterfeit policies won’t cover you when needed and will leave you exposed without any help.

These fraudsters can be tricky to spot. Their strategies often seem too good to be true, which should be a telltale sign that something is amiss. If you purchase one of their fake insurance policies, you could spend your hard-earned cash for nothing that actually provides relief when needed.

Employer's Liability Insurance Fraud

Employer’s Liability Insurance Fraud occurs when someone makes false claims against an insurer’s policy. Employers Liability Insurance (ELI) is an integral component of British workplaces; it protects workers should they get injured at work and is mandatory at £5 million minimum coverage (or higher for added assurance). Most businesses carry up to £10 million in coverage.

Fraudulent claims can arise when individuals take advantage of situations such as workplace accidents by falsifying medical reports to get money from insurance policies. Not only is this illegal, but it is also unfair for businesses that abide by all relevant rules and employees who could need help at some point.

Property Insurance Fraud

Property insurance fraud occurs when someone attempts to deceive their insurer into giving them money they don’t deserve. A common form of property fraud involves arson – deliberately setting fire to property to claim insurance funds. With new technology, we can now identify if a fire was started intentionally and if certain items were really there at the time of ignition.

Motor Insurance Fraud

Motor insurance fraud occurs when individuals attempt to deceive insurance companies in various ways to gain money they don’t deserve from them. One method involves falsely reporting their car as stolen – possibly with help from friends in hiding or selling it and later telling their insurance provider it had been stolen.

Stamping Out Fraud

We also investigate claims against product liability, professional indemnity, business interruption, and travel insurance policies. If the type of claim you want to investigate is not listed, please don’t hesitate to call 0800 002 9858 for professional advice and a free consultation.

If you think you’ve been the victim of insurance fraud, please get in touch with us to see how we can help.

Hire an Insurance Fraud Investigator

For the sake of our clients, we take pride in selecting only the best insurance claims investigators. Our talented team of investigators, which is made up of both male and female specialists, works with businesses of all sizes across the nation. We keep strict standards, making sure all our private investigators go through painstaking vetting. We draw from a pool of expertise with histories in law enforcement and significant experience in insurance fraud.



John provided my company a brilliant service. Surveillance was needed to check if an employee was really off sick or not. We were provided with a very professional and fast service, and a very clear, detailed report. This helped the company to obtain all the evidence that we needed. I Will definitely be using John again. Thank you.


The service i received was brilliant. Very professional and discreet. I had a feeling that my partner was cheating on me and unfortunately it turned out i was right. John was very sympathetic and was very helpful with all his good advise. He helped me get through a very tough experience. I will always be very grateful. Thank you John.


I can well recommend these services John was very committed and finally got my results. Whenever you need advice or someone to listen this man is dedicated and advises the way to go. Thank you John. I.can well recommend this company.




Is your husband or wife behaving strangely? PI UK can help.

We’ve spent the past 20 years perfecting our surveillance techniques. Find out how surveillance can help you.

We believe a successful marriage begins with an investigation. Make sure you know who you’re welcoming into your family.

PI UK’s relationship expert has put together a list of red flags to look out for in your relationship.

Divorces are always unpleasant, especially if things get messy. PI UK can help.

Our infidelity investigator answers every question you could have about looking into unfaithful partners.

Nobody wants to fight for the right to care for their child. Find out about how our services can help.

We’ve perfected our number tracing strategy. Find out who’s calling you with help from PI UK.

Hidden assets can be damaging for hundreds of different reasons. Read about PI UK’s asset searching services.

If you need to find out where someone lives, PI UK’s Address Finder can help. 

We specialise in uncovering the past. PI UK offers private background checks for businesses and individuals.

Due Diligence helps you to ensure that your company is safe when you make major decisions.

Scroll to Top
Free Consultation