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Insurance Fraud Investigator

Here at PIUK, we take great pleasure in having a committed group of highly qualified and experienced Insurance Investigators who work directly with insurance providers to address the ever-present problem of insurance fraud. We rigorously analyse claims emerging from varied circumstances with the use of cutting-edge tools and methodologies, leaving no place for fraudsters to hide.

Fraud Revealed in Four Important Areas

Our skilled Insurance Investigators take on the problem of locating deceit across several industries, such as:

Claims for personal injury:

The handling of personal injury claims calls for the utmost accuracy, and our investigators go deeply into the specifics to look for any indications of fraudulent activity.

Medical or Legal Concerns:

Our ability to investigate claims including legal or medical components allows us to identify any misrepresentations and defend the integrity of the insurance business.

Accidents on the road:

We carefully review accident claims, making the distinction between real accidents and intentional collisions to make sure that false claims are not overlooked.

Destruction or damage to possessions or property:

We use cutting-edge investigative tools to scrutinise claims and determine their veracity, from property damage to possession loss.

Are you prepared to safeguard your possessions and honour from insurance fraud? Contact one of our knowledgeable insurance investigators now, and together we can thwart fraudsters and protect what is properly yours.

Types of Investigation

Our team of skilled experts offers a wide range of investigation services and custom solutions to handle different problems. We are able to produce trustworthy results that give you the ability to make wise decisions because of our unwavering dedication and commitment to excellence. Discover the investigational specialities we offer:

  • Allegations of industrial injuries
  • Personal injury, illness, and accident claims
  • Car accident scenarios

No matter how complicated the circumstance, you can count on PIUK to offer discreet, expert, and professional investigation services. With our team on your side, you benefit from customised solutions and reliable outcomes.


We can provide you with professional investigation services to assist you in facing your problems head-on. To discuss your unique needs and begin the process of resolution, get in touch with us right away.

What An Insurance Fraud Investigator Does?

In their search for the truth and justice, our insurance fraud detectives don’t stop at anything. We are dedicated to gathering strong evidence that reveals false insurance claims in order to defend our customers against dishonest actions. Even while it may initially appear difficult to demonstrate unequivocally that a claim is false, our investigators are trained and tenacious enough to handle the challenge.


PIUK is your dependable partner in the fight against insurance fraud. Our insurance fraud investigators have the knowledge, tools, and tenacity needed to take on even the most difficult cases and get results that matter.

Background Checks

We consider background checks to be an essential first step for our insurance investigators. We go above and beyond the services provided by internet companies, examining various facets of a person’s background to give you a thorough and in-depth report. Our comprehensive background checks cover the following things:

Working History:

Our detectives examine the person’s employment history, closely examining the specifics of their past employment, absences from the workforce, and background in their field of expertise.

Insurance Claims in the Past:

Our background checks must take into account previous insurance claims since they could reveal patterns of behaviour that are questionable or recurrent.

Personal Background:

We thoroughly investigate each person’s past, including their date of birth, educational background, prior residences, marital status, number of children, and any previous divorces.

Criminal History:

To evaluate a person’s integrity and reliability, our detectives thoroughly review court appearances, outcomes, jail terms, and any other relevant criminal history.

In today’s always-connected society, social media can be a useful tool for determining someone’s sincerity and reliability. Our detectives use social media sites to find out more details that can help them create a convincing defence against false accusations.


A thorough background investigation might offer crucial clues about someone’s integrity and responsibility. We assist in locating any warning signs and trends that can raise suspicion by looking at their prior behaviour and insurance history.


We recognise the importance of speedy resolution of insurance issues. Because of this, we frequently finish background checks within 24 to 48 hours. Our results are presented in thorough reports, enabling you to decide on the best course of action for your situation.


Collaboration and communication are top priorities at PIUK. We go over the guidelines and standards with you before starting any background check to make sure our research satisfies your unique requirements and goals.

Insurance Claims Investigator

Insurance Fraud Investigators

We offer surveillance services to help detect insurance fraud, both to insurance companies and the public. This kind of fraud is one of the most common crimes committed in the UK, with many people falsely believing that there are no victims.

The truth is, with over a billion pounds worth of false claims made in the UK every year and an estimated further 20% going undetected, insurance fraud hurts everyone.

At Private Investigations UK, we are dedicated to limiting the damage that rogue claimants can inflict. Give us a call on 0800 002 9858 to discuss how we can help you uncover insurance fraud.

Additional Techniques Applied by an Insurance Fraud Investigator

Our private investigators work together with other companies, such as phone service providers, making use of technologies such as vehicle tracking and covert cameras. In addition to conducting comprehensive background checks, our detectives will also:


• Monitor the Subject via conducting surveillance
• Speak with witnesses
• Collect and validate evidence
• Use profiling methods
• Make use of algorithm analysis and digital analytics
• Examine damaged property, cars, and structures
• Collaborate with other parties that are involved, such as the police

Proving the Fraud:

In many instances, injuries incurred as a consequence of a collision are not as severe as they are claimed to be since the injuries were caused by injuries sustained while driving. The purpose of the insurance fraud investigator’s work is to demonstrate this by accumulating evidence throughout the course of additional insurance fraud investigations. Investigations into insurance fraud attempt to look deeper than what is shown on the surface of a claim and report their findings to the insurance company. The sheer existence of an insurance fraud investigator is seen by the industry as a deterrent in and of itself.

Planned Accidents:

We fight the threat of manufactured accidents with vigilance. Honest road users are significantly threatened by fraudsters who engineer collisions to take advantage of insurance systems. To find fraudulent schemes, our knowledgeable Insurance Fraud Investigators use surveillance, in-depth background checks, and intuition. We defend innocent victims and uphold the honesty of the insurance business by exposing the truth behind manufactured incidents. We prevent scammers and make sure that everyone travels on safer roads by taking a proactive approach and working together.

Bogus Insurance:

The threat posed by fake motor insurance firms is continuously pursued by our Insurance Fraud Investigators. These dishonest businesses buy valid insurance, but they falsify the paperwork before offering it to unwary clients. We expose these dishonest practices through thorough investigations, protecting clients from monetary damages and subsequent legal repercussions. Our commitment protects the integrity and trust of the insurance sector.

Fighting Fraud


There is no such thing as a victimless crime, and insurance fraud is no exception. The most obvious victims of this type of fraud are the insurance companies themselves. If someone makes a false claim, they are forced to either payout or undergo an expensive legal process to challenge the claim in court.


In addition to this, insurance companies have to drive up their premiums to cover the cost of fraudulent claims and the associated legal expenses. False claimants, even if unsuccessful, indirectly make insurance more expensive for everyone.

Innocent parties involved in the claim often suffer the most. If you have a claim against your insurance, your insurance company will see you as a greater risk, and your premiums will almost always go up. If you weren’t actually at fault, the claim could damage your reputation without cause, and you will find yourself overpaying for insurance, possibly for decades.


If you think you’ve been the victim of insurance fraud, please get in touch with us to see how we can help.

Personal Injury

Personal Injury Fraud

Personal injury insurance covers an individual for loss of earnings associated with temporary injuries and permanent, life-changing injuries. In addition to this, employers in the UK must have liability insurance, which protects their employees if they get illnesses and injuries caused by working for the business. They might also choose to take out public liability insurance, which covers members of the public visiting their business.

Both of these types of injury insurance are subject to abuse and fraud. False claimants will either grossly exaggerate the extent of their injuries or fabricate them entirely in an attempt to get a payout. We can conduct surveillance on suspicious claimants to help you prove that they’re being dishonest about their injuries.

Read more about our personal injury surveillance services.

Road Accidents and Crash for Cash

Car Insurance Fraud

In the UK, it’s a legal requirement to have third-party car insurance. This law means you must be insured to cover the cost of the damage to someone else’s vehicle or property in a traffic accident. People will sometimes claim that they weren’t at fault in the accident, even though they were, in an attempt to get a payout from the other person’s insurance.


Some people will even deliberately cause minor crashes with the intent of making an insurance claim. A common strategy in these ‘crashes for cash’ is for a driver to slow down suddenly in front of another vehicle, causing a collision. They will often claim for personal injury, as well as damage to the car.


If someone has made a claim against your insurance for an accident that wasn’t your fault, we can help you. Whether it’s an opportunistic road traffic claim or a deliberate crash for cash, we can conduct surveillance on the other party to collect intelligence about them. Things we can find out that might be helpful to your case include:

All the evidence we gather is collated into a professional, court-admissible report. To start the process today, please get in touch with us.

Burglary and Theft

Home and Contents Fraud

Many people have contents insurance for their home or business, which usually covers them for the theft of items in a burglary. Some people will stage a burglary by getting an associate to break in and ‘steal’ their possessions and then claim on their insurance. They will either sell these items and claim replacements or keep the things and claim for cash. They might also claim for items they never owned in the first place.

In our experience, it’s helpful to conduct surveillance when investigating these cases. We can find out about the claimant’s associates and potentially even get evidence of the ‘stolen’ goods being handed over.

Other Claims

Stamping Out Fraud

We also investigate claims against product liability, professional indemnity, business interruption, and travel insurance policies. If the type of claim you want to investigate is not listed, please don’t hesitate to call 0800 002 9858 for professional advice and a free consultation.

Hire an Insurance Fraud Investigator

For the sake of our clients, we take pride in selecting only the best insurance claims investigators. Our talented team of investigators, which is made up of both male and female specialists, works with businesses of all sizes across the nation. We keep strict standards, making sure all our private investigators go through painstaking vetting. We draw from a pool of expertise with histories in law enforcement and significant experience in insurance fraud.


You may be confident that when you use our services, a specialised insurance fraud investigator will be assigned to handle your urgent demands right away. They will quickly assess the problem, plan the investigation’s path, and pursue the best options to get the desired outcomes.


We urge you to get in touch with us for a free, no-obligation quote if you’re looking to engage an insurance fraud investigator. We pledge to uphold your trust, and we stand ready to protect your interests from deceptive practices.



John provided my company a brilliant service. Surveillance was needed to check if an employee was really off sick or not. We were provided with a very professional and fast service, and a very clear, detailed report. This helped the company to obtain all the evidence that we needed. I Will definitely be using John again. Thank you.


The service i received was brilliant. Very professional and discreet. I had a feeling that my partner was cheating on me and unfortunately it turned out i was right. John was very sympathetic and was very helpful with all his good advise. He helped me get through a very tough experience. I will always be very grateful. Thank you John.


I can well recommend these services John was very committed and finally got my results. Whenever you need advice or someone to listen this man is dedicated and advises the way to go. Thank you John. I.can well recommend this company.




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