INSURANCE FRAUD INVESTIGATORS UK
We boast over 20 years of experience in intelligence gathering for clients all over the world.
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Uncover the Truth
We offer surveillance services to help detect insurance fraud, both to insurance companies and the public. This kind of fraud is one of the most common crimes committed in the UK, with many people falsely believing that there are no victims.
The truth is, with over a billion pounds worth of false claims made in the UK every year and an estimated further 20% going undetected, insurance fraud hurts everyone.
At Private Investigations UK, we are dedicated to limiting the damage that rogue claimants can inflict. Give us a call on 0800 002 9858 to discuss how we can help you uncover insurance fraud.
WHO SUFFERS FROM FRAUDULENT INSURANCE CLAIMS?
There is no such thing as a victimless crime, and insurance fraud is no exception. The most obvious victims of this type of fraud are the insurance companies themselves. If someone makes a false claim, they are forced to either payout or undergo an expensive legal process to challenge the claim in court.
In addition to this, insurance companies have to drive up their premiums to cover the cost of fraudulent claims and the associated legal expenses. False claimants, even if unsuccessful, indirectly make insurance more expensive for everyone.
Innocent parties involved in the claim often suffer the most. If you have a claim against your insurance, your insurance company will see you as a greater risk, and your premiums will almost always go up. If you weren’t actually at fault, the claim could damage your reputation without cause, and you will find yourself overpaying for insurance, possibly for decades.
If you think you’ve been the victim of insurance fraud, please get in touch with us to see how we can help.
Personal Injury Fraud
Personal injury insurance covers an individual for loss of earnings associated with temporary injuries and permanent, life-changing injuries. In addition to this, employers in the UK must have liability insurance, which protects their employees if they get illnesses and injuries caused by working for the business. They might also choose to take out public liability insurance, which covers members of the public visiting their business.
Both of these types of injury insurance are subject to abuse and fraud. False claimants will either grossly exaggerate the extent of their injuries or fabricate them entirely in an attempt to get a payout. We can conduct surveillance on suspicious claimants to help you prove that they’re being dishonest about their injuries.
Road Accidents and Crash for Cash
Car Insurance Fraud
In the UK, it’s a legal requirement to have third-party car insurance. This law means you must be insured to cover the cost of the damage to someone else’s vehicle or property in a traffic accident. People will sometimes claim that they weren’t at fault in the accident, even though they were, in an attempt to get a payout from the other person’s insurance.
Some people will even deliberately cause minor crashes with the intent of making an insurance claim. A common strategy in these ‘crashes for cash’ is for a driver to slow down suddenly in front of another vehicle, causing a collision. They will often claim for personal injury, as well as damage to the car.
If someone has made a claim against your insurance for an accident that wasn’t your fault, we can help you. Whether it’s an opportunistic road traffic claim or a deliberate crash for cash, we can conduct surveillance on the other party to collect intelligence about them. Things we can find out that might be helpful to your case include:
Burglary and Theft
Home and Contents Fraud
Many people have contents insurance for their home or business, which usually covers them for the theft of items in a burglary. Some people will stage a burglary by getting an associate to break in and ‘steal’ their possessions and then claim on their insurance. They will either sell these items and claim replacements or keep the things and claim for cash. They might also claim for items they never owned in the first place.
In our experience, it’s helpful to conduct surveillance when investigating these cases. We can find out about the claimant’s associates and potentially even get evidence of the ‘stolen’ goods being handed over.
Stamping Out Fraud
We also investigate claims against product liability, professional indemnity, business interruption, and travel insurance policies. If the type of claim you want to investigate is not listed, please don’t hesitate to call 0800 002 9858 for professional advice and a free consultation.
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